About insurance broker services
An insurance broker compares offers from several insurers and helps choose the right cover: motor liability, comprehensive, home, travel and business insurance.
Insurance brokers are supervised by the Financial Supervision Authority. A broker represents the client, not the insurer.
Local notes for Pärnu
In Pärnu, seasonality shapes demand: summer increases need for quick home and vehicle services, while repairs and everyday professional help matter year-round.
Beachside areas, Raeküla and nearby neighbourhoods reward partners who know local traffic and scheduling.
How to choose a provider
Check the broker’s licence on the Financial Supervision Authority site.
Ask how many insurers are compared.
Clarify who helps when a claim happens.
Practical tips
Collect previous policies and claims history.
Compare deductibles, not just price.
Read the policy exclusions.
Frequently asked questions
Does a broker charge the client in Pärnu?
Brokers are often paid by the insurer; business clients may also pay a service fee. Ask first.
What is the difference between a broker and an agent?
An agent represents the insurer; a broker represents the client and compares several insurers.
Does the broker help with claims?
Usually yes — the broker helps file the claim and deal with the insurer.