About insurance broker services
An insurance broker compares offers from several insurers and helps choose the right cover: motor liability, comprehensive, home, travel and business insurance.
Insurance brokers are supervised by the Financial Supervision Authority. A broker represents the client, not the insurer.
Local notes for Viljandi
In Viljandi, trust and personal communication matter — people want to know who arrives on site and when the job will finish.
Seasonal household jobs and planned renovations often go through the same experienced local providers.
How to choose a provider
Check the broker’s licence on the Financial Supervision Authority site.
Ask how many insurers are compared.
Clarify who helps when a claim happens.
Practical tips
Collect previous policies and claims history.
Compare deductibles, not just price.
Read the policy exclusions.
Frequently asked questions
Does a broker charge the client in Viljandi?
Brokers are often paid by the insurer; business clients may also pay a service fee. Ask first.
What is the difference between a broker and an agent?
An agent represents the insurer; a broker represents the client and compares several insurers.
Does the broker help with claims?
Usually yes — the broker helps file the claim and deal with the insurer.